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Head Agent Banking and Fintech

Pearl Bank

Category
Finance
Deadline
13th February 2026
Location
Kampala

About Pearl Bank

The Bank's journey started in 1998, after having operated as a Post Office Savings Department from 1926, then evolved to PostBank Uganda Limited, a government-owned institution dedicated to expanding access to affordable savings and credit services. 2021 was a key milestone in the bank's journey, as it gained the status of a model tier one commercial bank. Before attaining its commercial banking license, the Bank was a tier two credit institution from its inception in 1998. In 2023, the bank embarked on a 5-year strategic plan aligned with its tagline "Grow. Prosper," an abridged version of its purpose of "Fostering Prosperity for Ugandans," which is implemented through its high-impact goals: to drive sustainable financial inclusion and to stimulate entrepreneurship and services. As part of its strategic positioning, the 5-year journey encompasses a rebrand phase, ushering in the transition from PostBank Uganda to Pearl Bank. This was approved by the Bank's shareholder, the Ministry of Finance, Planning and Economic Development, at the Annual General Meeting on 5th June 2024. The Bank's rebrand is more than a name change; it is a strategic move to tap into opportunities within the country and across the region as it continues to extend tailored financial solutions that usher Ugandans toward opportunities that inspire their growth and prosperity.

Job Description

The role holder is responsible for overseeing the strategic growth, management, and distribution of agent banking, Fintech solutions, and ATM networks across retail merchants, agents, and super agents for the Bank.

Responsibilities

  • Develop and execute the strategic plan for agent banking and fintech distribution, ensuring alignment with the overall business goals and objectives.
  • Oversee the distribution network of retail merchants, agents, super agents, and ATMs to ensure widespread coverage and efficient operations.
  • Lead the business development and acquisition efforts to grow the bank's footprint in key markets, targeting underserved and rural areas for financial inclusion.
  • Drive the recruitment, onboarding, and management of retail merchants, agents, and super agents to facilitate agent banking services and fintech solutions (payments, cash withdrawals, deposits, etc).
  • Oversee the planning, deployment, and management of ATMs across key locations, focusing on enhancing accessibility and optimizing the user experience.
  • Manage relationships with ATM vendors, service providers, and cash management partners to ensure the smooth operation of ATMs.
  • Develop strategies to integrate ATMs with fintech solutions such as mobile payments, QR code payments, and other cashless technologies.
  • Ensure seamless integration of fintech services with agent banking and ATM networks, providing a unified and efficient experience for customers.
  • Lead the development and deployment of fintech solutions for merchants and agents.
  • Partner with internal and external partners (Fintechs, product development teams) to design and roll out new financial products tailored to retail merchants, agents, and consumers.
  • Analyze key data related to agent performance, transaction volumes, ATM usage, and merchant activity, identifying trends and opportunities for growth.
  • Monitor market conditions, competitor activities, and customer needs to adjust distribution strategies accordingly
  • Passion: Committed to excellence, delivering outstanding results and making a positive impact on our customers and stakeholders.
  • Teamwork: Collaborates, mutual respect, and diverse perspectives, to achieve shared success and deliver greater value to the Bank.
  • Integrity: Uphold honesty, transparency, and accountability, ensuring ethical practices in every action.
  • Innovation: Embrace creativity and forward-thinking, continually seeking new solutions to enhance customer experience and drive business growth.

Requirements

  • Bachelor’s degree in Commerce, Business Admin, Public Administration, Social Sciences, Marketing & other related fields.
  • A minimum of Eight (8) years’ experience in a banking or telecommunications environment, with demonstrated understanding of agency or channel-based business models, gained through roles in analysis, client relationship management, or agent network operations.
  • Proven experience leading teams.

How to Apply

Cover letter, Detailed CV, and Copies of academic documents all as one file.

 

Online applications addressed to Chief People & Strategy Officer, Pearl Bank Uganda.

 

Send application to hr@pearbank.com with job title as subject.

 

Only shortlisted candidates will be contacted.

 

Pearl Bank Uganda Ltd is an equal opportunity employer.

Please submit your application materials to the following email address:

hr@pearbank.com