Collections Representative

We are Searching for Collections Representative to recover overdue loans through planned interactions and scripted processes . The Collections  Representative provides front line  support and builds relationships with Fido clients to repay loan instalments while achieving the set targets.

This role is key in supporting the delivery of the company key performance targets and the client relations strategy by working collaboratively with other collection agents/officers under the supervision of a team leader or an associate manager while working to schedule, deliver financial targets and provide an exceptional client experience.

Work with the head of department though the team leaders and managers on the creation and delivery of the recovery strategy, creating an environment where the agent can take proactive ownership of the client loan repayment journey, and provide solutions in order to improve loan repayments collections

• Manage large numbers of inbound and outbound calls in a timely manner

• Interviewing clients telephonically to establish their ability to pay debt.

• Negotiate partial repayments and payment plans when possible

• Use various skip tracing methods to locate clients and confirm repayments

• Respond appropriately & timely to customer’s Queries/complaints

• Follow communication “scripts” when handling different topics

• Identify customer needs, clarify information, investigate and provide relevant solutions

• Build sustainable relationships and engage customers by going an extra mile

• Keep records of all conversations on our collection systems in a comprehensive way.

• Meet personal qualitative and quantitative targets

• De-escalate situations involving dissatisfied customers while offering assistance and support

• Guide customers through troubleshooting and using products and services 

• Diligently perform other official tasks assigned to you.

• Bachelor’s Degree

• Must have 2 years or more experience in a similar role within a fintech or financial company

• Proficiency in Microsoft Office Applications, ability to use excel in generating reports is a plus

• Strong written and verbal communication 

• Great active listening skills