Senior Credit Risk Officer needed at Tropical Bank Skip to main content
Tropical Bank
6 days left

Senior Credit Risk Officer

Tropical Bank

Location

Kampala

Category

Finance

Job Type

On-site

Work Hours

Full Time

Deadline

11th March 2026

Job Description

Develop and manage a robust Credit Risk management framework to identify, measure, coordinate, and manage the Bank's credit risk and ensure compliance with the regulatory requirements.

Key Responsibilities & Tasks

  • Review of individual credit risk in accordance with the established Credit Rating System and Credit quality assessment.
  • Ensure that classified loans are reported and properly administered in the system of the Bank.
  • Determine the capital requirements and provisions for each of the Bank's products and activities to ensure sufficient provision on the book at all times.
  • Set up procedures and guidelines for the establishment of credit committees.
  • Draft and develop a Credit Risk Management policy for the Bank and review/update it occasionally to comply with local/international banking laws and regulations.
  • Assess the creditworthiness of borrowers and counterparties, establish credit limits and risk rating systems, and monitor loan portfolios to identify and address potential credit issues.
  • Develop strong relationships with business partners to challenge risks and processes, including escalating issues for remediation, as needed.
  • Champion the bank's ESG risk management process.
  • Review provisioning figures before submission to Senior Management to ensure alignment with regulatory requirements.
  • Participate in implementing and maintaining credit risk-related policies, guidelines, and methodologies to strengthen the credit risk management framework of the bank.
  • Assess credit risks for submission to the Senior Management and implement appropriate limits and measures to mitigate risks.
  • Support businesses with credit risk-related/capital adequacy issues to meet stakeholders’ expectations.
  • Report to the Management Credit Committee on pertinent risk characteristics and trends for decision-making purposes.
  • Review and ensure timely submission of Risk reporting to regulators per regulatory requirements and to other units for follow-up and remedial actions.
  • Any other duty as shall be assigned to you from time to time.

Requirements, Qualifications and Competences

  • Bachelor’s Degree in Finance, Business, or a related field
  • Minimum of 4 years’ experience in Risk Management, Credit, Audit, Internal Control, or in a similar environment.
  • Experience in monitoring documentation, portfolios, and exposure limits of the bank.
  • Knowledge of the regulatory recovery and collection process.
  • Knowledge of credit risk management in a financial institution.
  • A strong understanding of banking processes and operations.
  • Ability to influence a culture of risk awareness in a bank.
  • Proficiency in drafting professional correspondence, reports, and proposals.
  • Excellent communication and presentation skills.
  • Strategic and dynamic thinking.
  • Leadership and Change Management skills.
  • Stakeholder and Relationship Management skills.
  • High ethical standards and integrity.
  • Neutrality and independence of judgment.
  • Problem-solving abilities.
  • Proficiency in English and any other local language, preferably Luganda, particularly for explanatory purposes to bank customers who do not understand English.

About Tropical Bank

Tropical Bank Limited (TBL) is a commercial Bank in Uganda, established in 1973 as the Arab Libyan Bank for Foreign Trade & Development. The bank is licensed by the Bank of Uganda (BOU), which serves as the country's central bank. Tropical Bank Limited – Kampala is a proud member of the Libyan Foreign Bank (LFB) network, which comprises approximately 50 subsidiaries and participations in 23 countries across three continents. Established in 1972, the LFB is wholly owned by the Central Bank of Libya, serving as Libya’s first offshore banking institution licensed to operate internationally. This extensive network enables Tropical Bank Limited to benefit from strategic collaboration, knowledge sharing, and joint initiatives with its sister institutions under the LFB umbrella—enhancing its ability to deliver comprehensive banking solutions tailored to both regional and international client needs.

How to Apply

Never pay money in any recruitment process. Legitimate employers never charge fees.

If you meet the above requirements, please submit your application online by sending a cover letter, a detailed CV, and copies of relevant academic and professional certificates to the following email address: recruitment@trobank.com

 Application Deadline: 11th March, 2026

NOTE: Tropical Bank Ltd is an equal opportunity employer. All applicants wil be considered for employment without attention to race, color, religion, sex, national origin or disability status Recruitment is strictly based on ment Offering, soliciting, or accepting any form of undue advantage during the recruitment process will result in automatic disqualification.


In accordance with the Uganda Data Protection and Privacy Act, 2019, Tropical Bank Ltd is committed to protecting the privacy and confidentiality of personal data collected during the recruitment process. By submitting your application, you consent to the collection, use, and processing of your personal information solely for recruitment and employment purposes, and in compliance with applicable date protection laws. Your information will not be shared with unauthorized third parties and will be retained only as long as necessary for the stated purposes.

 

Only shortlisted candidates will be contacted.

Send your application to:

Job Overview

Status Active
Category Finance
Location Kampala
Job Type On-site

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